AIOU Scholarships & Financial Aid 2026
AIOU students qualify for multiple scholarship programs — including the PMEEF (full fee waiver for income below PKR 45,000/month), Ehsaas undergraduate stipend, HEC need-based grant, and AIOU's own 50% disability concession. Find every scheme you're eligible for, documents required, and how to apply.
Available Scholarship Schemes for AIOU Students
All schemes below accept AIOU enrollees as eligible. Confirm current status on the scheme's official portal before applying.
PMEEF — Prime Minister's Education Endowment Fund
Ehsaas Undergraduate Scholarship
HEC Need-Based Scholarship
AIOU Internal Fee Concession (Disability)
AIOU Women / Female Scholarship
Zakat Fund Fee Assistance
How to Apply for an AIOU Scholarship — Step by Step
Follow these four steps for most government scholarship applications.
Review the criteria for each scheme. Most require: Pakistani citizenship, family income below PKR 45,000/month, and enrollment in an HEC-recognised AIOU program.
Collect your CNIC/B-Form, income certificate (Union Council or employer), most recent result card, and AIOU admission confirmation/roll number.
PMEEF: visit pmeef.gov.pk. HEC scholarships: hec.gov.pk/scholarships. AIOU disability concessions: visit your nearest regional campus with original documents.
PMEEF approvals take 4–8 weeks. Check your portal dashboard for status updates. You'll also receive an SMS on approval. AIOU-internal concessions are confirmed by the regional campus within 2 weeks.
AIOU Scholarship — Frequently Asked Questions
Does AIOU offer scholarships to its students?
Yes. AIOU students are eligible for several scholarship and financial aid schemes including PMEEF (Prime Minister's Education Endowment Fund), Ehsaas Undergraduate Scholarship, HEC Need-Based Scholarships, AIOU's own disability fee concession, provincial female student schemes, and Zakat fund assistance. AIOU is an HEC-recognised institution, making its students eligible for all government-funded scholarship programs.
Who qualifies for an AIOU scholarship in 2026?
Eligibility varies by scheme, but the most common criteria are: (1) Pakistani citizenship, (2) family income below PKR 45,000/month, (3) enrollment in an HEC-recognised program at AIOU, and (4) minimum 60% marks in the last qualification for merit-based schemes. Female students from underprivileged areas, students with disabilities, and students from FATA/AJK/Balochistan get priority in many schemes.
How do I apply for a PMEEF scholarship at AIOU?
Visit pmeef.gov.pk, create an account, and complete the scholarship application form during the application window (typically open at the start of each semester). Attach: CNIC, B-Form, income certificate, last qualification result card, and AIOU admission confirmation. After approval, PMEEF disburses the scholarship directly to your AIOU account or sends confirmation to AIOU.
Can I get an AIOU fee waiver if I have a disability?
Yes. AIOU offers a fee concession of 50–100% for students with certified disabilities. Visit your nearest AIOU regional office with your NADRA disability certificate or CNIC with the disability marker. The concession is applied at the time of course registration each semester. You must re-apply each semester with updated documentation.
Can working adults or older students get AIOU scholarships?
Most scholarship schemes (PMEEF, Ehsaas, HEC Need-Based) are for regular undergraduate students. Working adults enrolled in AIOU programs may qualify for Zakat assistance or provincial schemes if they meet the income criteria. AIOU's own institutional concessions (disability, special cases) are available to students of all ages.
Can I apply for a scholarship after admission to AIOU?
Yes — most scholarships can be applied for after admission, during the semester registration window. PMEEF and HEC scholarships typically require you to be enrolled. The AIOU disability concession is applied at registration time in your regional office. Apply as early in the semester as possible since funds are limited and allocated on a first-come basis.